Tracy Mortenson

Tracy Mortenson

Mortgage Lender


Born and raised on a dairy farm in Watertown, MN, Tracy is not only a dedicated professional but also a wife and mother to her wonderful boys.

Her unwavering focus on client education and tailored solutions has made Tracy a trusted advisor in the mortgage landscape. With an array of loan products offered by Kensington Bank, including lending across all 50 states, Tracy has seamlessly lent her expertise to clients in over 22 states. Her favorite role to date, Tracy has forged lasting relationships, especially within the public safety profession, including police, fire, corrections, dispatch, and public safety support staff.

Outside the realm of mortgages, Tracy finds joy in various pursuits. From traveling and cooking to spending quality time with her family, and friends, and maintaining outdoor activities like gardening, kayaking, snowmobiling, and more, Tracy embodies a balanced and fulfilling lifestyle.

Guided by Eleanor Roosevelt’s wisdom, Tracy believes in fostering great minds and meaningful discussions. A fun fact adds a musical touch to her personal life – Toto played at her son’s graduation party, showcasing Tracy’s vibrant and multifaceted personality.

Kensington Bank Team Member Since 2019

Tracy Mortenson